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This website is owned by FMI. This Disclaimer and the Privacy Statement are applicable to accessing and using this site. By using this site, the user accepts the terms and conditions as stipulated in the Disclaimer and the Privacy Statement of FMI.

 The information on this website has been compiled under the responsibility of FMI. FMI devotes the greatest possible care to information on this website being reliable and up to date. FMI cannot, however, guarantee that the information on this website is correct and/or is/will remain complete. No rights can therefore be derived from the contents of this website.

FMI cannot be held responsible for damage as a result of inaccuracies or incompleteness in the information provided, nor for any damages incurred as a result of problems caused by, or inherent to, the dissemination of information over the internet, such as failures, disruptions or delays in the provision of information or services by FMI, or by you to FMI via the FMI website or by other electronic means.

Moreover, the information on this website is intended to provide general information to interested parties. This information cannot be considered in any way as a substitute for professional advice. FMI also accepts no liability for any damage incurred as a result of the use of data and/or information provided by or on behalf of FMI via this website. FMI accepts no responsibility and/or liability for the content of websites to which this website links, or from which a link refers to this website, via a hyperlink or otherwise.

FMI does not guarantee that emails or other electronic correspondence sent to it will be received and processed without delay, nor does it accept any liability for the consequences of any such correspondence not having been received or processed at all or not in timely fashion. Moreover, FMI does not accept any liability for the interception or misuse of electronic messages by third parties.

FMI is the the holder of rights (including copyrights, domain names, trademark rights, patents or other intellectual property rights) with respect to all information provided on this website. It is not permitted to copy, download, disseminate or reproduce information from this website without prior written consent from FMI. 

All content that can be accessed via the website, including, but not limited to, the texts, audio and visual material, images, software, design, brands, logos, any other informations and databases, is subject to intellectual property rights that are owned by FMI, its licensors and/or partners.  You may only use this content in order to make use of the website and the services offered thereon. Without explicit prior written consent from FMI you may not use the content for other purposes, including, but not limited to, reproduction and/or disclosure of the content or the provision thereof to third parties, whether for commercial purposes or otherwise, unless this is permitted under mandatory law.

This disclaimer may change from time to time.